15 Ways to Find the Perfect Engagement Ring on a Budget

Engagement Ring

When it comes to shopping for an engagement ring, it’s important to find a balance between what you can afford and what your partner will love. But how do you find the perfect ring on a budget? 

Here are 15 tips:

1. Shop around for the best deals.

There are a lot of great places to find deals on engagement rings, so take some time to shop around before settling on a purchase. Compare prices at different jewelers, both online and offline, and look for sales or clearance items.

2. Choose a less expensive metal.

Gold and platinum engagement rings can be very expensive, so consider opting for a ring made of silver, palladium, or another less costly metal. You can always have the ring plated with gold or another precious metal if you want it to look more expensive.

3. Go for a simpler design.

Elaborate engagement rings with a lot of intricate details can be quite costly. A more simple design will still be beautiful and may end up costing less.

4. Choose a non-traditional stone.

Diamonds are the most popular choice for engagement rings at mensrings.co, but they’re also among the most expensive. Consider a less traditional stone like amethyst, sapphire, or even cubic zirconia instead.

5. Buy a used ring.

If you’re really looking to save, you could always buy a pre-owned engagement ring. Just be sure to get it checked out by a jeweler beforehand to make sure it’s in good condition.

6. Don’t buy into the “two months’ salary” rule.

You may have heard that you should spend two months’ salary on an engagement ring, but this is completely unrealistic for most people. Just spend what you can afford and don’t go into debt over it.

7. Have the ring appraised.

If you’re buying a used ring or one with a non-traditional stone, be sure to have it appraised so you know how much it’s really worth. This will help you negotiate a fair price.

8. Get creative with financing.

If you can’t afford to pay for the ring all at once, there are a few different financing options you can consider, such as personal loans, credit cards, or even layaway plans. Just be sure to read the fine print and understand all the terms and conditions before you commit to anything.

9. Negotiate the price.

When it comes to engagement rings, haggling is perfectly acceptable (and expected). So don’t be afraid to try and negotiate a lower price with the jeweler. 10. Don’t forget about insurance.

Once you’ve bought the ring, be sure to insure it against loss or damage. This will give you peace of mind and protect your investment.

11. Wait for a sale.

If you’re not in a hurry to buy an engagement ring, wait for a major sale event, such as Black Friday or Valentine’s Day. You could end up saving a lot of money.

12. Shop online.

You can often find great deals on engagement rings by shopping online. Just be sure to do your research and buy from a reputable source.

13. Join a loyalty program.

Many jewelers offer loyalty programs that give you discounts or other perks, so it’s worth signing up for one if you’re planning on making a purchase. 

14. Use coupons or promo codes.

Before you checkout, see if there are any coupons or promo codes you can apply to your purchase to save even more money. 

15. Consider alternative options.

If you’re really on a tight budget, there are some alternative options to consider, such as promise rings or even costume jewelry. Just be sure your partner knows that the ring isn’t necessarily a symbol of your commitment level before you make the purchase.


There are a number of ways you can save money on an engagement ring. Just be sure to do your research and shop around before making a purchase. And don’t forget to insure your ring once you’ve bought it!

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